Choosing A Plan

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What should I look for when choosing a Medicare Advantage Plan?

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When making a decision about what type of plan is best for you, you should consider the 4 Cs-coverage, cost, convenience and customer service.

Coverage

  • Cap that limits out-of-pocket expenses
  • Additional preventive care
  • Dental and/or vision benefits
  • List of covered and excluded drugs
  • Coverage gap for prescription drugs

Cost

  • Find the right balance between out-of-pocket costs and premiums for you
    • Monthly premiums
    • Deductibles (The amount you must pay for health care before the plan begins to pay.)
    • Copayment (The amount you pay for each medical service, like a doctor visit.)
    • Coinsurance (The percentage of a charge for services that you may have to pay after you pay any plan deductibles.)
    • Cost of brand-name and generic drug

Convenience

  • Health plan’s network of participating physicians, hospitals and pharmacies
  • If you enroll in a private fee-for-service plan, verify that your provider accepts the health plan’s terms and conditions

Customer Service

  • Look for an independent source for information such as the Medicare Advantage Consumer Assessment of Health Plans (MA-CAHPS) released by the National Committee for Quality Assurance (NCQA)
  • Accessibility
  • References from friends and acquaintances

About Geisinger Gold 

Begun in 1985, Geisinger Health Plan is a not-for-profit managed care organization that serves the health care needs of members in 42 counties throughout central and northeastern Pennsylvania.

The Health Plan has offered Geisinger Gold since 1994 and covers more than 65,000 Medicare beneficiaries in Pennsylvania. Geisinger Gold offers a variety of Medicare Advantage plans, including HMO, MSA, Special Needs and PPO.

Find included...
Contact us in the way that's most convenient for you
By Phone
Our Pennsylvania-based Geisinger Gold Sales Counselors are here to help you Monday-Friday from 8 a.m. to 8 p.m.
If you are NOT yet a Geisinger Gold member:  1-800-482-8163 (711 TDD)
If you are currently a Geisinger Gold member:  1-800-498-9731 (711 TDD)
By Email
Fill out an online form and a Gold counselor will contact you with more information.
By US mail
Our address is: Geisinger Health Plan PO Box 8200 Danville, PA 17821-8200
Request an Info Packet
Complete an online form and we will mail an Info packet to you. 
Request a Home Visit
Learn about Geisinger Gold in the comfort of your home or at a neighborhood meeting. Select the option below that works best for you! 
Geisinger Gold Medicare Advantage HMO, PPO, HMO POS, HMO SNP, and MSA plans are offered by Geisinger Health Plan/Geisinger Indemnity Insurance Company/Geisinger Quality Options, Inc., health plans with a Medicare contract. Continued enrollment in Geisinger Gold depends on annual contract renewal.
Y0032_H8468_13274_1 CMS Approved 11/19/13
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